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The official blog of RichPointofView is to inform, educate, and inspire in all things photography related. Original articles showcasing the behind the scenes of various photography styles. Richard is a photography enthusiast and entrepreneur based in Harlem, NY.

4 Apps Every Entrepreneur Should Use To Invest

4 Apps Every Entrepreneur Should Use To Invest

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Many people put off investing because they think you need a lot of money—thousands of dollars!— to start investing. This just isn’t true. You can start investing for as little as $50 per month.

The key to building wealth is developing good habits—like regularly putting money away every month. If you make investing a habit now, you’ll be in a much stronger financial position down the road.

Don’t believe me? Here are four ways you can start investing with very little money:

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1. Acorns

An app that rounds up your credit and debit card purchases and invests the difference. It’s not fancy, but it’s a start. And for people who’ve never been savers, getting that start is all the more important. You can start investing today by using my code and we each get $5!

2. Robinhood

Robinhood is one of the newest brokers in the industry, but that hasn’t stopped it from amassing millions of customers since its debut in 2013. The big draw for customers is the free trading of stocks, options and exchange-traded funds (ETFs). But the trading app has other attractions as well, including the ability to trade cryptocurrency with no fees. Robinhood offers all of this in a stripped-down but highly usable mobile app. While it’s far from the feature-rich experience of a full-service broker, Robinhood can serve as a solid trading platform for those who need to get a trade done at the lowest possible cost. For 100% free stock, like Apple, Beyond Meat, or Facebook, open a new account using my code in the next 24 hours and we both get a free stock!

3. Cointbits

The idea is to democratize access to the currency by letting everyday folks invest nominal sums through well-known mechanisms like roundups on transactions made with a credit or debit card or through regular transactions from a customer’s savings or checking account to bitcoin through CoinBits .

Users can make one-time investments of $10, $25, $50 or $100 through the web-based platform and can establish a level of risk for their holdings. Earn $5 in bitcoin for the both of us using this referral link.

4. Worthy

Consider a 5% return with Worthy Bonds. For as little as $10, you can invest in Worthy Bonds.  Worthy Bonds are fixed interest bonds that fund loans for creditworthy American businesses.  The bonds have a term of 36-months, but interest is paid weekly and you can withdraw your money at ANY time, without penalty.  Buy as many $10 bonds as you’d like.

The simple idea is that Worthy is going to take the money you use to buy bonds and invest it into companies with a greater return than 5%.  They win, you win and it’s a fixed rate so you know the rate of return every day.

The platform is open to all U.S. investors and can be a great way to diversify your portfolio with a low-risk solution.  Worthy only invests in fully secured loans (liquid assets having a value significantly greater than the loan amount), so the quality of loan and investment is always high caliber.

There are plenty of ways to start investing with little money, with many online and app based platforms making it easier than ever. All you have to do is start somewhere. Once you do, it will get easier as time goes on, and your future self will love you for it.

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Lastly, these articles, while short, do require a significant amount of research, writing, and proofreading on my part. If you found this blog post helpful, feel free to show your appreciation with some money at:

Cash app: $richpoint1224

Venmo: @richpointofview

Coinbits is a cool app that lets you invest your spare change into bitcoin using your debit or credit card. Earn $5 in bitcoin for the both of us using this referral link.